Howard Insurance Agency, Inc.
Why Long Term Care?
Very Simple: Americans are living longer and healthier lives, thanks to better diet, exercise plans,
better medical care and safer living & working environments.
Even with the above no one is immune from the effects of aging and longevity - effects that often
result in reduced physical or mental ability. Even our younger generation suffer from disabilities
which will require long term health care.
Recently some very high profile celebrities have come forward with the announcement that they have been diagnosed with Multiple Sclerosis. These are young men, with bright careers, and very young families.
Multiple Sclerosis is a long term health condition that will be a very big health expense that their families
will have to endure.
In any case, Long Term Care Insurance is now a hot media topic, with alot of incorrect information
out there. Howard Insurance Agency, Inc. will help you find the best long term care policy for
you and your family.
Medicaid is Welfare!
Allow you to have $30 to $50 in monthly allowance.
Give you roommates. (2 or 3)
Go after your money and property that you gave away to heirs.
Determine which facility you must enjoy.
Allow you to keep $2000 assets (wedding rings???)
You can keep one car $4,500 (if married 1 car any value).
Life insurance with cash surrender of $1,500 (anything over is theirs)
Burial plot
Funeral costs up to $1,500 only or irrevocable burial contract.
Spouse at home can have $1,230 to $1,870.50 a month basic living allowance.
WHAT A WONDERFUL PLAN???
Actually, to be on Medicaid means your plan failed!
Give April a call today 208-345-4171 or submit the quote form for your personal policy quote.